The main objective of any business is steady and healthy growth. Of course, there are small shops and basic utility service providers in remote locations who survive on subsistence level incomes but that's a different world altogether.   If you are running an insurance brokerage agency you cannot hope to run your business at the subsistence level. You will have to compete hard to survive and grow.  Insurance brokerage and advisory services are labor-intensive and you have to deal with employees suffering high levels of stress. The nature of their work...